The central bank of Bangladesh has rolled out new rules to reduce risk to the banking industry by tightening the qualifications for large-scale lending.
Commercial bankers say the restrictions may make it impossible for industries that need large amounts of capital, such as shipbuilders, spinning mills and power plants, to offer 100% collateral against their loans.
Borrowers are graded against eight risk categories. Under the new rules, clients designated as "marginal" may have loans renewed but may not get new ones.
